Copilot in Office Apps

Copilot in Word, Excel, PowerPoint and Outlook now comes with **any paid Microsoft 365 consumer plan, starting at $9.99/mo for Personal**, or with a **Microsoft 365 Copilot commercial license ($30/user/mo)**. Free Copilot still doesn't include Office integration. Two catches: the AI benefits go to the **subscription owner only**, even on Family, and usage draws on monthly AI credits. **Copilot Pro is closed to new customers; existing subscribers can continue or switch to Microsoft 365 Premium.** This table covers plans available to new customers; legacy Copilot Pro feature entitlements need separate review.

Available on: Windows macOS iOS Android web

Verified: 2026-09-05

Sources: https://microsoft.com/en-us/microsoft-365/blog/2025/10/01/meet-microsoft-365-premium-your-ai-and-productivity-powerhouse/, https://support.microsoft.com/en-us/office/introducing-microsoft-365-premium, https://support.microsoft.com/en-us/microsoft-365-copilot/what-s-the-difference-between-microsoft-copilot-free-and-copilot-in-microsoft-365, https://support.microsoft.com/en-us/office/ai-credits-and-limits-for-microsoft-365-personal-family-and-premium-68530f1a-4459-4d02-9818-8233c1f673b8