Chat

Microsoft Copilot's core text chat is **free at copilot.microsoft.com**, with no account required for basic access. Sign in with a Microsoft account for chat history, longer conversations, image creation, and voice. A paid **Microsoft 365 plan buys higher usage, not a different chatbot**, and **Premium** adds the Analyst and Researcher agents. Native apps available on Windows, macOS, iOS, and Android. This table covers plans available to new customers; legacy Copilot Pro feature entitlements need separate review.

Available on: Windows macOS iOS Android web

Verified: 2026-09-05

Sources: https://microsoft.com/en-us/microsoft-365/blog/2025/10/01/meet-microsoft-365-premium-your-ai-and-productivity-powerhouse/, https://support.microsoft.com/en-us/office/introducing-microsoft-365-premium, https://copilot.microsoft.com, https://support.microsoft.com/en-us/microsoft-365-copilot/what-s-the-difference-between-microsoft-copilot-free-and-copilot-in-microsoft-365, https://support.microsoft.com/en-us/office/ai-credits-and-limits-for-microsoft-365-personal-family-and-premium-68530f1a-4459-4d02-9818-8233c1f673b8